[dietervanmarcke]

Hello

I've got a Lumia 920 which, of course, has a NFC chip.  I was in London last week and I saw that there are already a few places where NFC payments are available.  In the restaurant I ate in Chinatown, there was a NFC thingie attached to the counter.  I asked if I could pay with NFC, and they said they didn't see it working with my kind of phone but they let me try.

I never did this so I tried turning on the NFC setting, and opening the wallet.  But nothing happened.

After a bit of googling it seems that my "wallet" app does not have an option to turn paying wih NFC on.  On the Windowsphone website it says that "some phones do have an NFC chip but not all carriers are ready for NFC payments".

What does it mean?  Am I right that NFC payment should be available for the L920 but that the problem lays with my provider? 

Thanks

Dieter

[rich]

You need to have a credit / debit card in the wallet, and one in which your bank and/or service provider allows you to suppoprt NFC payments.

[adrianhughes]

Rich is correct. for some weird reason i also think it depends on your network carrier too to enable the service. for example, i have a MasterCard with PayPass functionality, but i would need to have this credit card details stored in my WP8 Wallet, then have it enabled by my network carrier, Vodafone etc.

I would expect to see more utilisation of this service towards the end of the year or early next year, as more and more network carriers and manufacturers test the functionality and start enabling it and pushing out apps.

[SandeepM]

Only Android and Blackberry 10 are supported by Rogers and CIBC for NFC payments in Canada. No news of where Nokia and Microsoft stand. It is amazing that Blackberry released the phone a quarter later and already is on the bandwagon. I understand that it is uphill for Nokia and Microsoft in Canada, and that they are probably busier in other lucerative markets, but would be curious to know what is the status? I would like to get my phone's worth and be able to really and truly beat the iPhone crowd... not possible unless something seriously useful becomes available with NFC on Nokia Lumia.

[jraduga]

you need to have a card with pay pass (MasterCard) or the equivalent in visa. this needs to be in your wallet on the phone. you also need a secure sim card in the phone that has a special app installed in it. the app would be installed by the Telco or the bank. you will also need your Telco or bank to be a TSM (trusted service manager). only after you have all this can you use your phone to make purchases.
In Australia a large percentage of merchant have eftpos terminal with NFC capabilities. all major merchants have them. it would be good if the telcos in Australia got on board with the secure sim and the app should able to be installed.

everytime I speak to the Telco, the have no idea of what I am talking about, and refer me to nokia, who unfortunately can only say my Telco may not support it. it would be good if nokia and or Microsoft would explain what is needed. i'm sure it would help sales for the lumia 820/920, if customer were told how they can make payments using their phones what a brilliant sales benefit