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I have Nokia N72 with firmware version 2.0618.104.22.168. I want to update it with the latest version which is 5.0706.4.0.1. Please tell me whether the softwares that had come originally with the phone but stored in the Memory card(ex. Opera, PTT, Symantec etc.), will also come with the new version of firmware or i will lose them? Also, can i update the firmware having the memory card inserted?